medical & long term care insurance
Effective Medical Benefit Cost Containment
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Employers and individuals in New London County & Eastern Conn:

  • Call for answers or information about medical insurance plans!
  • Call to gain a better understanding of MediCare!
  • You can also eMail questions to .

To gain a more enjoyable life everyone should get involved in their health and the cost of medical treatment!

Today the cost of many medical treatments is applied to your plans deductible. Thus, it's important to lean the cost of a planned medical procedure since they can vary from one provider to another even within your local area. . Enter your zip code here. Then select the category for your type of medical situation and you will see some costs.

     Note: The number of listed providers may be limited but you will have a cost to ask providers. For example: I found the cost was $____ . I have a HSA and would like to know what your cost will be?



Medical insurance costs and treatment resources

You can learn more about why medical insurance is expensive on this page and find some resources to help make treatment decisions.

You gain peace of mind by owning health related insurance. How? Your income and savings won't take a "big hit" if an accident, a significant illness, or a big change in health happens and you have to pay many big treatment invoices.          Note: Unthinkable health situations can happen at any time!

Individuals: The annual open enrollment starts November 1, 2016.

Are you in New London County? Call my Google Voice # - (860) 451-9793 today to simplify the "insurance words" you are confused about and to discuss Connecticut's individual medical plans. A couple points:

  • You may qualify for a special kind of tax credit to lower your monthly cost through Access Health CT (AHCT). This tax credit, based on your income, is paid each month to the medical insurance company you select.                                BTW - The two health insurance companies supporting AHCT are not paying health insurance professionals so I no longer can provide consumers detailed enrollment help. I am certified for 2017 so if you are in New London County feel free to call with general questions.
  • Advisors will be paid to help consumers with plans direct from a health insurance company. They have more plans and include more MDs and other treatment providers in the network.

Small employers in New London County & Eastern CT: Call today. We can review your employee medical plan or discuss:

Call my Google Voice line - (860) 451-9793 or send a Text to schedule a free consultation!

  • The kind of medical benefit plan, which would be right for your firm based on your budget.
  • The better lifestyle employees gain when they get involved in their health. Its the first step to move away from going to the "medical treatment store" for every concern. Better health for an employee means improved productivity.

You can also send questions to -

Soon be Eligible to enroll in MediCare!

If you live in New London County lets meet for a conversation to:

  • Simplify MediCare's A, B, C, and D parts and the two types of plans, which can pay all or part of your 20% share of Part B treatment expenses.                   BTW - there is no limit on your 20% cost sharing as in employer plans!

Call or send a Text to my Google Voice # today - (860) 451-9793 to set up a time to meet. You can also send a note to -

Traveling out of the US? - When you cross a US border on vacation or a business trip your medical plan, whether employer, individual or MediCare, provide limited, if any, coverage if an unthinkable medical situation or accident happens.

What to do? Buy an international medical insurance plan since an unexpected medical situation could be very expensive. You can review benefits, cost, and enroll on line.
       Note: Traveling today can result in interrupted travel or even a cancelled trip. Then too, baggage can be lost. Thus, in additional to special medical coverage buying a trip protection plan for all the "what if's" when traveling is highly recommended.

International citizens: Coming to the U.S. for a visit or immigrating need medical treatment insurance. Take a look here at the eligibility info, coverage, and the cost. Just enter some personal information when you find the right plan.

Professional Background - John received a certification in federal health reform; understands the CT marketplace; is active in professional associations; is committed to advanced on going education; and participates in two or three national conferences each year. Thus, the insights he shares are not available from other New London County health insurance professionals.

John adheres to a high standard of professional conduct and his Niantic CT based firm, the Parker Agency, is a member of the AmeriBen Alliance.

Focus of this site: Highlight the value of Medical, Medicare, or Long Term Care insurance in CT. John developed the content on these pages and regularly makes updates.

The Parker Agency Blog - Health Related Insurance In Connecticut- includes periodic updates on issues related to medical insurance in Connecticut.



© 1997 to 2017 John C Parker and All Rights Reserved