medical & long term care insurance
Effective Medical Benefit Cost Containment
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Employers and individuals in New London County & Eastern Conn:

  • Call for answers or information about medical insurance plans!
  • Call to gain a better understanding of MediCare!
  • You can also eMail questions to .

To gain a more enjoyable life everyone should get involved in their health and the cost of medical treatment!

Today the cost of many medical treatments is applied to your plans deductible. Thus, it's important to learn the cost of a planned medical procedure since they can vary from one provider to another even within your local area. . Enter your zip code here. Then select the category for your type of medical situation and you will see some costs.

     Note: The number of listed providers may be limited but you will have a cost to ask providers. For example: I found the cost was $____ . I have a HSA and would like to know what your cost will be?



Medical insurance costs and treatment resources

You can learn more about why medical insurance is expensive on this page and find some resources to help make treatment decisions.

You gain peace of mind when you own health related insurance. How? Having this important coverage means your income and savings won't take a "big hit" when all the big invoices come in the mail following a change in health. an accident, or significant illness.         

       Note: A big change in your health situation can happen at any time!

Individuals: The annual open enrollment for coverage in 2017 ended January 31, 2017. However, many (55%) report it was confusing and stressful to look at plans on line so, if you live in New London County, lets meet face to face to:

eliminate any confusion and help you understand the "insurance words" in your Connecticut individual medical plan;

discuss your interest in medical coverage and review what might be the best choice to meet your budget next year;

review the life changes, which would qualify for a Special Enrollment Period this year.

Small employers in New London County & Eastern CT: Call today to review your medical plan and/or discuss:

Call my Google Voice line - (860) 451-9793 or send a Text to schedule a free consultation!

  • A plan, which would be the best choice for your employees and your budget.
  • The importance of getting employees more involved in their health. Its the first step to a better life style for them and better health = improved productivity for the firm.

  • Employee education is now very important since the way medical providers coordinate their overall medical care is changing. Employees need to understand how to use their plan and how the plan's on line MD visit system saves them time since they no longer have to go to a "medical treatment store" for every concern.

Questions? Send a note to -

Soon be Eligible to enroll in MediCare!

Live in New London County? Lets meet, say two months before 65 to:

  • Simplify MediCare's A, B, C, and D parts and discuss the two types of plans, which can pay all or part of your 20% share on any Part B treatment expense.                 BTW - Buying protection is important there is no limit on your 20% cost sharing as in employer plans!

Call today or send a Text to set a time to help you understand MediCare & find the plan, which meets your your interest and budget. You can also send a note to -

Traveling out of the US? - When you cross a US border on vacation or a business your medical plan, whether employer, individual or MediCare, has limited, if any, coverage if an unthinkable medical situation or accident happens.

What to do? Buy an international medical insurance plan to avoid paying very expensive invoices on the spot. This special coverage will take care of all the details for you. You can review benefits, cost, and enroll here.
       Note: Another important coverage a trip protection plan is needed for all the "what if's", such as lost baggage. Why? Traveling is often interrupted and a trip can even be cancelled. Buying a trip protection plan is highly recommended.

International citizens: Coming to the U.S. for a visit or immigrating? Take a look here at the special medical insurance you need, the eligibility info, and its cost, which is economical. Just enter some personal information when you find the right plan.

Professional Background - John is committed to help individuals and small employers understand and simplify health related insurance and implement effective coverage, which will enhance well being. A certification in federal health reform; an understanding of the CT marketplace; being active in professional associations; a commitment to advanced on going education; and participation in two or three national conferences each year benefits clients. His insights are not available from other health insurance professionals in New London County.

John adheres to a high standard of professional conduct and his Niantic CT based firm, the Parker Agency, is a member of the AmeriBen Alliance.

Focus of this site: Highlight the value of Medical, Medicare, or Long Term Care insurance in CT. John developed the content on these pages and regularly makes updates.

The Parker Agency Blog - Health Related Insurance In Connecticut- includes periodic updates on issues related to medical insurance in Connecticut.



© 1997 to 2017 John C Parker and All Rights Reserved