medical & long term care insurance
Effective Medical Benefit Cost Containment
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Employers and individuals in New London County & Eastern Conn:

  • Call for answers or information about medical insurance plans!
  • Call to gain a better understanding of MediCare!
  • You can also eMail questions to .

To gain a more enjoyable life everyone should get involved in their health and the cost of medical treatment!

Today the cost of many medical treatments is applied to your plans deductible. Thus, it's important to learn the cost of a planned medical procedure since they can vary from one provider to another even within your local area. . Enter your zip code here. Then select the category for your type of medical situation and you will see some costs.

     Note: The number of listed providers may be limited but you will have a cost to ask providers. For example: I found the cost was $____ . I have a HSA and would like to know what your cost will be?



Medical insurance costs and treatment resources

You can learn more about why medical insurance is expensive on this page and find some resources to help make treatment decisions.

Owning health related insurance provides peace of mind. How? You know your income and savings won't take a "big hit" paying all the big invoices received following an accident.         

       Note: Then too, a significant illness with big bills can happen at any time!

Individuals: 55% report reviewing plans on line was confusing and stressful so even though open enrollment for 2017 ended, if you live in New London County, lets have a face to face meeting to:

Eliminate confusion and help you understand "insurance words" and how Connecticut individual medical plans work;

Discuss your interest, review options, and what might be the medical plan to meet your interest and budget for next year;

Review the life changes, which qualify for a Special Enrollment Period during the year.

Small employers in New London County & Eastern CT: Call today to review or discuss:

Call my Google Voice line - (860) 451-9793 or send a Text to schedule a free consultation!

  • Options for a plan, which would meet your employees interest and your budget.
  • The importance of getting employees more involved in their health. It means a better life style for them and better health = improved productivity for the firm.

  • The importance of employees understanding how to use their plan and the on line MD visit system. They no longer have to go to a "medical treatment store" for every concern which is a big time saver.

Questions? Send a note to -

Soon be Eligible to enroll in MediCare!

Live in New London County? Lets meet, say two months before 65 or before you come off an employer medical plan to:

  • Simplify MediCare's A, B, C, and D parts and discuss the two types of plans from private companies, which can pay all or part of your 20% share of any Part B treatment expenses.                

BTW - Buying protection is important there is no limit on your 20% cost sharing as in employer plans!

Call today or send a Text to set a time to help you understand MediCare & find the plan, which meets your your interest and budget. You can also send a note to -

Traveling out of the US? - When you cross a US border on vacation or a business your medical plan, whether employer, individual or MediCare, has limited, if any, coverage if an unthinkable medical situation or accident happens.

What to do? Buy an international medical insurance plan to take care of all the details so you don't have to to pay very expensive invoices on the spot. Click here to review benefits, cost, and enroll.  Your information will not be shared.
       Note: Another important coverage when traveling a trip protection plan for "what if's", such as lost baggage. Traveling is often interrupted and a trip can even be cancelled so buying a trip protection plan is highly recommended.

International citizens: Coming to the U.S. for a visit or immigrating? Click here to review  the special medical insurance you need, the eligibility info, and its cost. This coverage is economical and when you find the right plan you can enroll online. Your information will not be shared.

Professional Background - Work for individuals and small employers to help them understand health related insurance; eliminate the complexities in how plans work; discuss their interest and develop options to meet their budget; and provides support to implement the selected coverage. Clients gain from John's certification in federal health reform; understanding of the CT marketplace; and commitment to on going education through participation in professional associations and two or three national conferences each year. The insights he shares are not available from other health insurance professionals in New London County.

John adheres to a high standard of professional conduct and his Niantic CT based firm, the Parker Agency, is a member of the AmeriBen Alliance.

Focus of this site: Highlight the value of Medical, Medicare, and Long Term Care insurance in CT. John developed the content and regularly makes updates these pages.

The Parker Agency Blog - Health Related Insurance In Connecticut- includes periodic updates on issues related to medical insurance in Connecticut.



© 1997 to 2017 John C Parker and All Rights Reserved